What is a Business Line of Credit?

A business line of credit gives access to a pool of funds to draw from when you need capital. Unlike a traditional business loan, you have the flexibility to borrow up to a set amount (typically anywhere from $50,000 to $500,000), repaying only the amount you withdraw, with interest. Draw on your small business line of credit to handle cash flow gaps, get more working capital, or address almost any other emergency or opportunity.

Maximum Loan Amount

$10K to over $1M

Loan Term

6 months to 5 years

Interest Rates

7% - 25%


As fast as 1 day


  • Only pay interest on funds drawn
  • Capital is available when needed
  • Suitable for a wide range of business purposes
  • Bad credit is acceptable
  • Excellent way to build your credit score


  • Might need to provide updated documents upon each draw
  • May require collateral
  • Higher rates for lower credit scores