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Loan Experts 480-660-4 USA(872)

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Transitional Bridge Loan: How it Works

Our unique funding tool allows you to move NOW without selling your home first!

How It Works

  • Buy BEFORE You Sell!

  • Avoid Moving Twice

  • Allows you to make “cash-like” offers on your next home

  • Allows you to prepare & stage your current home for a higher sale price

  • FAST close — as quick as 7–14 days

  • No prepayment penalty or minimum interest

  • EASY qualification – unlike banks!

Transitional Bridge Loan Explained

Read why so many California homeowners choose Pacific Private Money, an industry leader in bridge loans.

Case Studies

Case Study #1: Retired Couple Wishing to Buy Before Selling

ppm-case-1-2

Situation:

A retired couple with limited income wanted to sell their 2 story home and relocate to a smaller, single level home. Their home was valued at $2.5M, which they owned free and clear. Their home was on the market, but not yet in contract.

The couple found a nice, single story home listed for $1,750,000 that they wanted to make an offer on immediately. However, after speaking with their bank, they were told they would need to sell their current home first in order to afford the new home.

Solution:

Pacific Private Money provided the customer with a Transitional Bridge Loan™ for $1,750,000 to fund a non-contingent offer on the target property.

Within 8 months, borrowers sold departing residence and refinanced into bank loan.

Case Study #1: Retired Couple Wishing to Buy Before Selling

ppm-case-1-2

Situation:

A retired couple with limited income wanted to sell their 2 story home and relocate to a smaller, single level home. Their home was valued at $2.5M, which they owned free and clear. Their home was on the market, but not yet in contract.

The couple found a nice, single story home listed for $1,750,000 that they wanted to make an offer on immediately. However, after speaking with their bank, they were told they would need to sell their current home first in order to afford the new home.

Solution:

Pacific Private Money provided the customer with a Transitional Bridge Loan™ for $1,750,000 to fund a non-contingent offer on the target property.

Within 8 months, borrowers sold departing residence and refinanced into bank loan.

Case Study #1: Retired Couple Wishing to Buy Before Selling

ppm-case-1-2

Situation:

A retired couple with limited income wanted to sell their 2 story home and relocate to a smaller, single level home. Their home was valued at $2.5M, which they owned free and clear. Their home was on the market, but not yet in contract.

The couple found a nice, single story home listed for $1,750,000 that they wanted to make an offer on immediately. However, after speaking with their bank, they were told they would need to sell their current home first in order to afford the new home.

Solution:

Pacific Private Money provided the customer with a Transitional Bridge Loan™ for $1,750,000 to fund a non-contingent offer on the target property.

Within 8 months, borrowers sold departing residence and refinanced into bank loan.

Apply Here

PPM transitional bridge loans as low as 8.99% / 11.97% APR*

Pacific Private Money, Inc. Licensing Information

Real Estate Broker, California Dept. of Real Estate, Lic. No. 01897444

Mortgage Loan Originator, Nationwide Mortgage Licensing System No. 945582

11.97% APR is based on a $900,000 loan with a term of 11 months at an interest rate of 8.99% and an origination fee of 2%, doc & processing of $1,995. Interest-only payments for 11 months, with final payment of all principal, remaining interest and fees.

8.99% rate is based on a loan secured by real property in California. Terms may vary based on your particular situation.