The Problem We Solve
When someone passes away and leaves behind a property, the heirs often need cash immediately — for taxes, repairs, holding costs, or to buy out other family members.
Traditional banks won't touch inherited properties. We specialize in them.
Who This Is For
Heirs Needing Cash Now
You inherited a property but need funds immediately for taxes, utilities, or repairs before you can sell.
Families With Multiple Heirs
One heir wants to keep the property. Others want to cash out. We fund the buyout so everyone gets paid.
Properties Needing Repairs
The inherited property needs work before it can sell. We bridge the gap so you can fix it and maximize the sale price.
Out of State Heirs
You live far away and need to manage the property remotely. We move fast so you can resolve the situation quickly.
Why Banks Won't Help
Why Banks Say No:
- Property is not in your name yet
- The estate is still in transition
- No rental income to qualify
- Credit-based underwriting
- Slow process — months, not days
- Won't lend on properties needing repairs
Why We Say Yes:
- We lend on the property equity only
- No income docs required
- No credit check
- Asset-based underwriting
- Close in 7 to 14 days
- We work with inherited and transitional properties
Loan Terms
- Up to 50% of as-is property value
- Short term: 8 to 12 months
- 1st lien position only
- Business purpose only
- No income docs or tax returns
- No credit score requirement
- No personal guarantee in some cases
- Works alongside estate attorneys
How It Works
Step 1:
Tell us about the inherited property and your situation
Step 2:
We review the property value, title, and your exit plan
Step 3:
We issue terms and move to closing with an attorney
Step 4:
Funded — you get the cash you need to move forward
Property: Inherited single family home Location: West Coast market As-is Value: $500,000 Loan Amount: $225,000 LTV: 45% Situation: Estate needed cash to pay property taxes and holding costs before probate closed Result: Funded in 11 days — estate resolved successfully
Property: Inherited single family home Location: West Coast market As-is Value: $500,000 Loan Amount: $225,000 LTV: 45% Situation: Estate needed cash to pay property taxes and holding costs before probate closed Result: Funded in 11 days — estate resolved successfully
Property: Inherited single family home Location: West Coast market As-is Value: $500,000 Loan Amount: $225,000 LTV: 45% Situation: Estate needed cash to pay property taxes and holding costs before probate closed Result: Funded in 11 days — estate resolved successfully
FAQ
Q: Can I get a loan before the property is in my name? A: Contact us to discuss your specific situation — we work through many inherited property scenarios.
Q: What if there are multiple heirs? A: We can structure heir buyout loans so one heir can purchase the others' shares using the property equity.
Q: Do you need the property to be in good condition?
No. We lend on as-is value — current condition of the property.
Q: How fast can you close?
Typically, 7 to 14 days once we have property information and the title is clear.
Q: Do you work with estate attorneys?
Yes. We work alongside estate attorneys and fiduciaries — not against them.