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Loan Experts 480-660-0591

Learn How To...Rent Your Money Out, So You Don’t Run Out!

Our Services

We teach retirees how to be the bank, and learn how to earn 60 TIMES MORE than they would by keeping their money in a bank.

We have 3 Private Money Loan options to help retirees get predictable cashflow and lifestyle.

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1. Bridge Lender

This is a short-term loan with a 12-month term. We use this money to purchase and update our homes before we seller finance the home to a family who wants a forever home.

2. Long term lender - 30 year term.

1st mortgage up to 80% of the property value. The rate is 6%-8%. (That’s 60 times more than a bank pays) The loan term is set for 30 years but most loans pay off within 5-7 years. It’s kinda like having a bank CD for 5 years that offer monthly payments.

3. Private Money Partner

The partnership option is simply a 50-50 split of all profits with you. You’ll earn the 6% preferred rate with 50% of the profits. We anticipate returns to be between 12% to 15%.

What Our Clients Say...

Jason-Powell New

Jason Powell

Google 5-Star Review

I have known Scott Brown with USA Private Money since 2014. As an attorney and real estate investor I can tell you Scott has funded 100's of loans over the years...he is an industry expert at getting non-traditional loans funded.

Clint St. Martin

Clint St. Martin

Google 5-Star Review

I don’t usually leave reviews but USA Private Money is run by a gentleman by the name of Scott and I feel the need to share my experiences with this man’s business. Every interaction feels like you have a friend on the other end of the line. Scott responds immediately, provides great answers and options for challenging situations and if he doesn’t have a quick solution he seems to know someone else who can provide professional assistance in a timely manner. Every interaction has been productive and I have found this company offers some of the most competitive rates on the market. I’m new to the industry as an investor and not once have I felt embarrassed about asking a “dumb” question. Thank you for your honesty, transparency, and patience with me Scott. If you’re looking for a great lender I suggest giving this company a shot. I think you’ll be pleasantly surprised. I’ve gone through some local connections for loans before and they take much longer and can’t seem to beat USA Private Money’s rates and terms.


Laurissa Thompson

Google 5-Star Review

My husband and I were trying to get approved for a home loan for over a year. Scott met with us and said that he felt like he could get us approved. Within a week or so of working on our loan, Scott got us approved! He even helped us with any questions that my husband and I had after our approval. He was great to work with and we would highly recommend him to anyone!!

Lynette New

Lynette Weible

Google 5-Star Review

Scott at USA Private Money and his team were fantastic and literally got an impossible deal done!!!!
I was told no one would do this loan but between Scott and his team, the loan funded today!

Thank you all for your hard work and for saving my home!!!

Doug New Pic

Douglas Sheppard

Google 5-Star Review

I have known Scott Brown for several years and found him to be very knowledgeable in areas of funding for real estate. He is successful in obtaining funds for some clients who are looking around without success due to their seeking assistance in areas that rarely achieve what an investor is looking for. However Scott Brown does indeed achieve successful results for these clients that he can and does find the right funding source.


Kabbie Konteh

Google 5-Star Review

Scott and Mary at USA Private Money, LLC are exceptional. The experience and customer service they provided me was amazing. While I was on a 6 hour flight from NY to Seattle, they helped me fund a deal in record time and communicated with title. By the time my flight landed, my deal was funded and closing for my flip was scheduled. USA Private Money, LLC will always by my first stop for hard money loans from now on. Thank you Scott and Mary for all you do.