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Looking for More Cash Flow in Retirement?
We Have the Solution!

Our Services

Become a Private Money Lender and discover how to Rent Your Money Out, So You Don’t Run Out! You’ll make a short-term loan (up to 12 months) that enables us to purchase, renovate, and sell affordable homes. As the lender, you’ll enjoy double-digit returns with predictable monthly cash flow. You provide the funding—we handle all the work, making your investment simple and hassle-free.

Why Being the Lender is So Powerful:

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  • Safety: Title and hazard insurance protect your investment.
  • Security: Backed by a hard asset that won’t disappear overnight.
  • Monthly Cash Flow: Enjoy consistent monthly income—something few investments offer.
  • Strong Returns: Earn above-average returns on your investment.
  • Return of Capital: Receive monthly interest payments, with 100% of your principal returned after each property sale.
  • Long-Lasting Cash Flow: You’re “renting out” your money, much like a rental property. Interest is paid monthly, and your principal is returned at the end of each loan—an opportunity like no other.
  • Real Estate Backed: Collateralized by a tangible asset.
  • Flexibility: You can choose to participate in a single loan or multiple loans over time—your money, your choice.

Bank of America recently reported that 77.57% of their net income came from interest income, totaling $44.6 billion. Banks have trusted and perfected this lending model over nearly 200 years, building the tallest skyscrapers and establishing branches on every major corner. But here’s the thing—they don’t offer you a chance to invest in their mortgage notes; they keep those profits for their shareholders. Now, you can invest like the bank and capitalize on the same interest income payments yourself.

What Our Clients Say...

Jason-Powell New

Jason Powell

Google 5-Star Review

I have known Scott Brown with USA Private Money since 2014. As an attorney and real estate investor I can tell you Scott has funded 100's of loans over the years...he is an industry expert at getting non-traditional loans funded.

Clint St. Martin

Clint St. Martin

Google 5-Star Review

I don’t usually leave reviews but USA Private Money is run by a gentleman by the name of Scott and I feel the need to share my experiences with this man’s business. Every interaction feels like you have a friend on the other end of the line. Scott responds immediately, provides great answers and options for challenging situations and if he doesn’t have a quick solution he seems to know someone else who can provide professional assistance in a timely manner. Every interaction has been productive and I have found this company offers some of the most competitive rates on the market. I’m new to the industry as an investor and not once have I felt embarrassed about asking a “dumb” question. Thank you for your honesty, transparency, and patience with me Scott. If you’re looking for a great lender I suggest giving this company a shot. I think you’ll be pleasantly surprised. I’ve gone through some local connections for loans before and they take much longer and can’t seem to beat USA Private Money’s rates and terms.

Laurissa-New

Laurissa Thompson

Google 5-Star Review

My husband and I were trying to get approved for a home loan for over a year. Scott met with us and said that he felt like he could get us approved. Within a week or so of working on our loan, Scott got us approved! He even helped us with any questions that my husband and I had after our approval. He was great to work with and we would highly recommend him to anyone!!

Lynette New

Lynette Weible

Google 5-Star Review

Scott at USA Private Money and his team were fantastic and literally got an impossible deal done!!!!
I was told no one would do this loan but between Scott and his team, the loan funded today!

Thank you all for your hard work and for saving my home!!!

Doug New Pic

Douglas Sheppard

Google 5-Star Review

I have known Scott Brown for several years and found him to be very knowledgeable in areas of funding for real estate. He is successful in obtaining funds for some clients who are looking around without success due to their seeking assistance in areas that rarely achieve what an investor is looking for. However Scott Brown does indeed achieve successful results for these clients that he can and does find the right funding source.

Kabbie-Konteh

Kabbie Konteh

Google 5-Star Review

Scott and Mary at USA Private Money, LLC are exceptional. The experience and customer service they provided me was amazing. While I was on a 6 hour flight from NY to Seattle, they helped me fund a deal in record time and communicated with title. By the time my flight landed, my deal was funded and closing for my flip was scheduled. USA Private Money, LLC will always by my first stop for hard money loans from now on. Thank you Scott and Mary for all you do.