About Us
We Fund Bridge Loans FAST...
At USA Private Money we specialized in Private Hard Money, and make-sense bridge loans on primary residences. These are non-traditional (Non-QM) loans for borrowers who want a quick and easy temporary lending solution.
Our underwriting is very simple, it’s all about the asset, equity, location, and if the property is priced right to sell. If the answer is yes to these simple questions then we can fund your loan in about a week. Since 1998 we have been a part of over 5,000 real estate transactions.
Choose The Type Of Home Loan That Works For You
Why Being the Lender is So Powerful:
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- Safety: Title and hazard insurance protect your investment.
- Security: Backed by a hard asset that won’t disappear overnight.
- Monthly Cash Flow: Enjoy consistent monthly income—something few investments offer.
- Strong Returns: Earn above-average returns on your investment.
- Return of Capital: Receive monthly interest payments, with 100% of your principal returned after each property sale.
- Long-Lasting Cash Flow: You’re “renting out” your money, much like a rental property. Interest is paid monthly, and your principal is returned at the end of each loan—an opportunity like no other.
- Real Estate Backed: Collateralized by a tangible asset.
- Flexibility: You can choose to participate in a single loan or multiple loans over time—your money, your choice.
Bank of America recently reported that 77.57% of their net income came from interest income, totaling $44.6 billion. Banks have trusted and perfected this lending model over nearly 200 years, building the tallest skyscrapers and establishing branches on every major corner. But here’s the thing—they don’t offer you a chance to invest in their mortgage notes; they keep those profits for their shareholders. Now, you can invest like the bank and capitalize on the same interest income payments yourself.
Why Investors Like Us
- Monthly cash flow from real estate-backed loans
- 1st lien security on every deal
- Conservative structures — max 50% LTV
- Flexible participation amounts
What Our Borrowers Say...
Having difficulty getting approved for a real estate loan or mortgage?
When bank financing is not an option, our loan products enable you to close your loan FAST, with FLEXIBLE underwriting, and creative loan structures to help our clients achieve their goals.
We focus on the collateral, the down payment or equity, and your ability to repay the loan. If you qualify, we will help you get your loan funded.
Why Choose Us?
When you choose us, you have decades of experience at your disposal. If we think we can’t do your loan, we look after you and find you someone who can. If we can't find someone else, we give you tips to get qualified.
When you apply to a Bank or a Lender, if you get turned down, you have to start all over again. With USA Private Money if you get turned down by one lender, we immediately submit your file to the next most suitable lender.
With our knowledge and experience in the industry, we find the most appropriate solution for you. We work with institutional lenders, private lenders, non-QM Lenders, hard money lenders, and others and we can find the perfect lender and loan product that fits your needs and gets you the best deal.